If you recently purchased a home, you may have thought that your mortgage payment was set in stone. A fixed payment, over 15 years, etc. Unfortunately, even if your loan is in good standing the payment can increase. Until the home is completely paid off, this is the unfortunate reality of having a mortgage! But why did your mortgage payment …
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How Much Money Do You Really Need for a Down Payment in 2025? Over the past few years, homebuyers have had to deal with rising home prices and mortgage rates that make it difficult to find houses. In fact, according to Business Insider, home prices are expected to end in 2024 between 3.6% and 5.8% higher than the year before! …
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How Will the Prices of Houses in Encinitas for 2025 Look Like? If you’re saving money to buy a house in the new year, you may wonder what the prices of homes in Encinitas for 2025 will look like. After all, the current economic climate makes it challenging for anyone to become a homeowner, so it’s understandable to speculate if …
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2024 is coming to a close, and maybe you feel like you’ve been renting forever–but is this the best time to buy a home? What about mortgage rates? Whether a homeowner or prospective buyer, there’s no doubt that mortgage rates play a part in affordability and the housing market in general. Let’s take a look at recent trends so far …
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Learn the Different Factors That Determine When to Rent or When to Buy Are you considering getting a new property? If so, you may wonder if it’s better to rent or buy your potential home. After all, each housing option has major differences to contemplate that can affect your financial future! However, the decision to rent or buy ultimately depends …
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So you’re over 55 and would like to sell your home in Encinitas, but you’d rather not pay more in property taxes. Maybe you’re disabled, or have even lost your property to a wildfire or some other natural disaster. With Proposition 19 (or “Prop 19”), you can now potentially buy a new home anywhere in California and transfer your current …
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What are the Best Practices of a Realtor in Encinitas? A real estate agent in Encinitas can be a valuable asset when buying or selling a home. They can help you navigate through a transaction, identify trends in your local market, and find the best methods to meet your goals. However, not every Realtor works the same, and finding one …
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When you’re about to purchase a property, the closing process is the final stage before you take that surreal first step into your new home. However, how to close on a house and the intricacies involved can seem overwhelming and make you want to crumple into tears. Here we break down the closing process to help you understand what to …
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Discover Why You Should Work with an Encinitas Realtor Buying or selling a home can be a momentous occasion in anyone’s life. However, you can simplify your experience by having a Real Estate Agent at your side! Take a look at some of the different reasons why you should work with an Encinitas Realtor in any real estate transaction: More …
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Overview of the Encinitas Real Estate Market Before diving into tips for selling your home in Encinitas, it’s important to understand an overview of the Encinitas real estate market. Since the pandemic hit, the market has had many ups and downs. Primarily, the market has been affected by mortgage rates changing so rapidly and the fluctuating inventory in California. Certain …
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