How Home Appraisers Determine Value
- Real Estate Tips
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Coldwell banker Encinitas, encinitas, Encinitas Home, Encinitas Homes, encinitas realtor, Linda Moore, linda moore blog, Linda Moore with Coldwell Banker, real estate agent in encinitas, real estate tips
- October 8, 2015
When preparing to sell your home, your mortgage lender will usually order an appraisal to determine your level of qualification for the loan, and to make sure you’re not over-borrowing. An appraiser will then inspect your home and prepare a report that includes an analysis regarding the value of the property. It’s required by the Appraisal Institute that in …
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Essential Real Estate Terms
Listings A listing refers to any home that’s up for sale. Listings can be viewed online, and typically provide information about the home through details such as number of bedrooms, square footage, and price. Contingencies A contingency is a provision in a contract that must be fulfilled before a real estate transaction can close. There are many different types of …
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House, Condo, or Townhome?
Association Fees When you buy a townhome or condo, you’ll become part of a Common Interest Community that requires monthly fees in order to share the responsibilities and upkeep that comes with membership. These usually include: trash removal, outdoor maintenance, lawn care, snow removal, water/sewer, and sometimes hazard insurance. Depending on how high the fee is, condo association fees may …
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Elements of Great Listing Photos
Leave doors open Having doors inside the house open in photographs opens up the entire space and makes it feel larger. This includes bedroom doors, closet doors, anywhere someone could walk into—just not cabinets or drawers. This technique is particularly effective in a close-up exterior shot: have the front door open and the interior well-lit, so that potential buyers can …
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New Listing: 739 Hollyridge Dr. $1,195,000
- Real Estate Tips
- September 28, 2015
ONCE UPON A TIME A HOME COMES ON THE MARKET THAT EXCEEDS EXPECTATIONS. THAT TIME IS NOW! Beyond SPECTACULAR..Canyon rim, hilltop location with PANORAMIC mountain views. Gorgeous sunrises. Pure serenity. Double dead end cul-de-sac South Encinitas tucked away street. Infinity edge pool w/waterfall, rock cave & slide. Outdoor firepit. Beautifully remodeled interior w/Modern finishes. Incredible kitchen, baths, cherry floors, newer …
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Frequently Asked Questions from First-Time Buyers
Q: What is a short sale? A short sale is an alternative to foreclosure in which a home is sold and the resulting proceeds are less than the balance of debts secured against the property by liens, leaving the home owner unable to repay the liens in full. The lien holders then agree to release the lien and accept less …
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Why Open Houses Benefit Buyers
It gives you time to set the stage You’ll have more than enough time to prepare your home to be presented exactly how you want it—no last-minute showings when you’ve just gotten out of the shower, or before you’ve had time to wash the dishes. Open houses are great because they allow you to show off your beautiful home on …
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Moving With Pets
Scope out the area Before deciding to purchase a new home, walk around the neighborhood yourself to make sure it’s pet-friendly, especially if you have a dog. If you have a puppy that’s still being house-trained, a home with lots of steps or no yard makes it difficult for them to get outside before making a mess. If you have …
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6 Things New Homeowners Always Forget to Do
1. Check the Plumbing Inspect each toilet, under-sink plumbing, faucets, and visible pipes to make sure there are no leaks. If you find any, get it fixed right away—wasted water means wasted money. 2. Find the Fuse or Breaker Box These are generally located in the basement or the garage of a house, and sometimes in the closet or laundry …
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Your Guide to Mortgage Loans
Fixed-Rate These mortgages have the same interest rates for the length of the loan, which means your monthly payment will also never change. Although this guarantees stability as payments will never raise over time, the downside is that your interest rate will also never lower with the market. Fixed-rate mortgages are available for 10, 15, 20, 25 or 30–year terms. …
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