Avoid Big Spending Before Buying a House

Buying a home is a very large purchase that many people will be paying off for decades to come. In order to look financially responsible in the eyes of lenders, it is crucial that you avoid other large financial decisions a few months prior to buying a home. That’s because your debt-to-income ratio won’t be in your favor. Today, let’s …

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What to do if a Seller Won’t Negotiate

Simply finding your dream home can sometimes be only half the battle of buying a house. You may find that your offer, no matter how competitive relative to the market, gets rejected by the seller. Sometimes a seller has a set price in mind, and are unwilling to negotiate a lower offer. This can be frustrating for buyers, and is …

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How to Commit to Homeownership in Encinitas

For first-time Encinitas homebuyers, committing to owning a home can be intimidating. Taking the first step can be challenging, and many people question whether or not they’re ready to take the plunge. There are many things to consider at each stage of the home buying process, and prospective homebuyers often don’t know where to begin. But for those brave enough …

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