5 High-Risk Home Insurance Customers

Last week, I wrote about factors that could be driving up the cost of your homeowner’s insurance. Since then, I’ve heard from a number of people who have experienced similar problems. Many of them have been told, at one point or another, that they are “high-risk” customers by their insurance providers. But what makes a customer high-risk? And more importantly, …

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Making the Most out of a Small Backyard

When buying a home, you probably have a long list of dream features. Having a spacious backyard may be on that list, but what do you do if you find your dream house and it doesn’t have the yard space you want? Before moving on to the next listing, consider these tips for making the most of a small backyard. …

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What is a FICO Score?

If you’re considering applying for a loan to buy a home, you should familiarize yourself with your FICO score. Your FICO score is the credit score that shows up on your credit report that lenders will see when you apply for a home loan. This score can be critically important in determining if you qualify, and what rates you would …

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Factors that Could Raise your Home Insurance Premiums

Homeowner’s insurance is a necessity to protect yourself and your investment in the event that something goes wrong. Home insurance premiums can be extremely costly, and many people are completely unaware of the factors that could be raising their premium costs. Understanding the factors that can contribute to the price of home insurance premiums can help you keep costs down, …

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Creative Ideas for your Open House in Encinitas

Anyone who has sold a house will tell you that the key is having a great open house. An open house is a chance for you to not only sell your house, but the experience of making it someone’s home. Generally when people are looking to buy, they will attend multiple open houses during their search. Making your open house …

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Why Now is the Perfect Time to Buy a Home in Encinitas

With the housing market continuing to stabilize, you may be considering taking the plunge and buying a home in Encinitas. Now is the perfect time to get off the fence, and commit to buying a home. Mortgage Rates are Still Low When we were in the recession, rates on 30-year fixed rate loans were at an average of 4.32%. Today, …

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Short Term market Updates and Statistics

As we all know, real estate markets are local and in a constant state of flux. In my conversations with other branch managers and agents from different companies, I have found that within the last two months our market has undergone a slowdown. I do not, however, believe that short term outlooks can adequately predict a long term trend. Nonetheless, …

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4 Tips for Buying a Fixer-Upper Home in Encinitas

Buying a fixer-upper home in Encinitas allows you the opportunity to shape and remodel the home to your tastes and preferences, and can be a rewarding and memorable process. However, there are a number of things you should watch out for before making your final offer and signing the papers for a fixer-upper home in Encinitas. As the number 1 …

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8 Common Home Hazards to Avoid

If you are buying or selling a house in Encinitas, you always want to be sure the home is safe, and free of these 8 common hazards that homeowners are not always aware of. Potential buyers should always request information about these 8 hazards, and sellers should be sure these dangers are not present in their home. Here are 8 …

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What not to Overlook when Buying a Home in Encinitas

One of the most common pitfalls when buying a new home is overlooking or not considering some very important details. It’s extremely easy to walk through a property during a viewing or open house, and completely ignore some details that could be a problem down the road. As the #1 real estate agent in Encinitas, I want to help you …

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