What You Should Know About the Escrow Process

After you’ve found your dream home and get your offer accepted, there’s one final step to complete: The escrow process. This step is also referred to as closing, and it’s the last hurdle standing between you and moving into your new home. As your realtor, I’ll be able to guide you through the escrow process, but that’s no reason not …

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Questions to Ask Yourself Before Deciding to Pay Off Your Mortgage Early

One question people often ask is if they should pay off their mortgage early. It’s a tempting thought to eliminate one of your largest monthly expenses, and who hasn’t dreamt of holding a mortgage burning party? But before making a major financial decision like paying off your mortgage early, you should ask yourself a few questions first. Do you Still …

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Selling Your Home to a Family Member

Selling a home can be a big deal, and it’s not uncommon for a family member to offer to buy your home. This can be an easy way to sell your home quickly, without having to put it up on the open market. But selling a home to a family member can present its own unique difficulties. Buying or selling …

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Holiday Baskets for Those in Need

With the holidays fast approaching, it’s important to remember those who are less fortunate than us. In the true spirit of the holidays, I invite my readers to do what you can to support the 32nd annual Holiday Baskets Program. The Holiday Baskets program is the largest holiday distribution of its kind in San Diego County. This one-of-a-kind program creates …

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How to Increase Your Home’s Value

If you’re considering selling your home, you no doubt want to get the most money possible from the sale. Sure, you could just increase the asking price, but the best way to get the most from the sale of your home is to make some key changes that will increase the overall value of the house. These changes can help …

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How Long Does Bad Credit Last?

No matter how you look at it, going through bankruptcy, foreclosure, or debt collection is difficult. This is especially true if your goal is to eventually own your own home. However, a hit to your credit isn’t a scarlet letter that you’ll have to wear for life. It just takes some time and a bit of effort. Most negative credit …

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California Association of Realtors to Live Stream Real Estate Summit

For those of us in real estate, the annual summit is an exciting event. It’s a chance to hear some of the top minds in the industry discuss the latest market trends, and provides a great deal of insight into the California housing market. This year, the California Association of Realtors will live stream the event for all to watch. …

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Shred Event on Saturday, November 15

Don’t wait until spring to start cleaning out your old tax returns and assorted confidential documents! Bring your “shreddables” to my office in Encinitas on Saturday, November 15th. A professional shredding company will have a truck parked outside to shred all of your confidential documents for FREE! Stop by on the 15th between 10am and 1pm to have all your …

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Why Was My Home Loan Application Denied?

Applying for a home loan is the first major step toward buying a new house, and having the application be rejected can be a serious setback. It’s important to note that just because your application was declined by one lender, it shouldn’t stop you from shopping around for another lender. Lending is a competitive business, and you may be able …

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Avoiding Homebuyer’s Remorse

Buying a home is one of the largest and most important purchases you’re likely to make. With such an important purchase, you want to ensure that you’re completely satisfied with your new home. This may seem like it goes without saying, but a recent survey performed by mortgage website HSH.com found that 80% of the people polled had at least …

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