New Report Shows Southern California Home-Price Gains are Highest in Nation

There are so many great reasons to invest in Southern California homes. A new report by Irvine-based CoreLogic shows that home prices rose 7.4 % across the nation in July. The highest gains were recorded in Southern California at 13.8%. Regions in the southern portions of the state are seeing median price values that haven’t been seen there for 77 …

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Buying a House with a Family in mind

If you’re looking for a house in Encinitas that will be suitable for the entire family, you’ve likely got a list of priorities. Making sure the home is large enough and located in a good school district is important, but there are a few other factors you’ll want to consider. Here are a few things that should be added to …

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5 High-Risk Home Insurance Customers

Last week, I wrote about factors that could be driving up the cost of your homeowner’s insurance. Since then, I’ve heard from a number of people who have experienced similar problems. Many of them have been told, at one point or another, that they are “high-risk” customers by their insurance providers. But what makes a customer high-risk? And more importantly, …

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What is a FICO Score?

If you’re considering applying for a loan to buy a home, you should familiarize yourself with your FICO score. Your FICO score is the credit score that shows up on your credit report that lenders will see when you apply for a home loan. This score can be critically important in determining if you qualify, and what rates you would …

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Factors that Could Raise your Home Insurance Premiums

Homeowner’s insurance is a necessity to protect yourself and your investment in the event that something goes wrong. Home insurance premiums can be extremely costly, and many people are completely unaware of the factors that could be raising their premium costs. Understanding the factors that can contribute to the price of home insurance premiums can help you keep costs down, …

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Creative Ideas for your Open House in Encinitas

Anyone who has sold a house will tell you that the key is having a great open house. An open house is a chance for you to not only sell your house, but the experience of making it someone’s home. Generally when people are looking to buy, they will attend multiple open houses during their search. Making your open house …

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Why Now is the Perfect Time to Buy a Home in Encinitas

With the housing market continuing to stabilize, you may be considering taking the plunge and buying a home in Encinitas. Now is the perfect time to get off the fence, and commit to buying a home. Mortgage Rates are Still Low When we were in the recession, rates on 30-year fixed rate loans were at an average of 4.32%. Today, …

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Short Term market Updates and Statistics

As we all know, real estate markets are local and in a constant state of flux. In my conversations with other branch managers and agents from different companies, I have found that within the last two months our market has undergone a slowdown. I do not, however, believe that short term outlooks can adequately predict a long term trend. Nonetheless, …

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How to Avoid Bad Home Inspectors in Encinitas

When buying or selling a home, the inspection is a crucial part of the process. An inspector’s expert assessment of the home can be invaluable to both sides of the sale, and ensure that both parties know exactly what to expect from the deal. Though many people think of home inspections as something that helps the buyer, sellers can also …

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3 Tips to Avoid Buying a Home in Encinitas Emotionally

For first time and repeat home buyers alike, buying a home in Encinitas is an exciting event. Often, the excitement during the home buying process is overwhelming, and can cause people to buy emotionally. That means, letting emotions cloud your judgment, and potentially buying a home without exploring all your options. As the number 1 real estate agent in Encinitas, …

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