Unanticipated Homeownership expenses when Moving from an Apartment

If you’re looking to buy your first home, there’s a good chance you’ve already done your homework. You’ve researched, read blogs, poured through available listings, and budgeted for every expense. Or have you? For people looking to buy their first home after years of renting, there are countless unanticipated expenses that might not have considered. And while they may not …

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New Report Shows Southern California Home-Price Gains are Highest in Nation

There are so many great reasons to invest in Southern California homes. A new report by Irvine-based CoreLogic shows that home prices rose 7.4 % across the nation in July. The highest gains were recorded in Southern California at 13.8%. Regions in the southern portions of the state are seeing median price values that haven’t been seen there for 77 …

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Buying a House with a Family in mind

If you’re looking for a house in Encinitas that will be suitable for the entire family, you’ve likely got a list of priorities. Making sure the home is large enough and located in a good school district is important, but there are a few other factors you’ll want to consider. Here are a few things that should be added to …

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Neighborhood Party in Encinitas

Earlier this week, I hosted a party for a few of my neighbors with catering provided by Oscar from Del Mar Taco Company. The food was wonderful, the company was excellent, and the weather couldn’t have been better. For all my readers who don’t live nearby, here’s a tiny slice of the joys of living in Encinitas.  

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5 High-Risk Home Insurance Customers

Last week, I wrote about factors that could be driving up the cost of your homeowner’s insurance. Since then, I’ve heard from a number of people who have experienced similar problems. Many of them have been told, at one point or another, that they are “high-risk” customers by their insurance providers. But what makes a customer high-risk? And more importantly, …

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Making the Most out of a Small Backyard

When buying a home, you probably have a long list of dream features. Having a spacious backyard may be on that list, but what do you do if you find your dream house and it doesn’t have the yard space you want? Before moving on to the next listing, consider these tips for making the most of a small backyard. …

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What is a FICO Score?

If you’re considering applying for a loan to buy a home, you should familiarize yourself with your FICO score. Your FICO score is the credit score that shows up on your credit report that lenders will see when you apply for a home loan. This score can be critically important in determining if you qualify, and what rates you would …

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Factors that Could Raise your Home Insurance Premiums

Homeowner’s insurance is a necessity to protect yourself and your investment in the event that something goes wrong. Home insurance premiums can be extremely costly, and many people are completely unaware of the factors that could be raising their premium costs. Understanding the factors that can contribute to the price of home insurance premiums can help you keep costs down, …

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Creative Ideas for your Open House in Encinitas

Anyone who has sold a house will tell you that the key is having a great open house. An open house is a chance for you to not only sell your house, but the experience of making it someone’s home. Generally when people are looking to buy, they will attend multiple open houses during their search. Making your open house …

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Why Now is the Perfect Time to Buy a Home in Encinitas

With the housing market continuing to stabilize, you may be considering taking the plunge and buying a home in Encinitas. Now is the perfect time to get off the fence, and commit to buying a home. Mortgage Rates are Still Low When we were in the recession, rates on 30-year fixed rate loans were at an average of 4.32%. Today, …

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