What is a FICO Score?

If you’re considering applying for a loan to buy a home, you should familiarize yourself with your FICO score. Your FICO score is the credit score that shows up on your credit report that lenders will see when you apply for a home loan. This score can be critically important in determining if you qualify, and what rates you would …

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Five Ways to Enhance Credit Scores Prior to Applying for a Loan in San Diego County

Your Lender that you’ve chosen to work with will take a good, long look at your credit history when you are getting ready to buy a home in San Diego County. When the lender figures out the number that you obtain for your credit score, this determines how much you will be lent. You may have issues of securing a …

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