Mortgage Facts for 2015
As the housing market continues to heat up, many potential home buyers wonder whether it is now easier to get a mortgage than
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The Truth about Jumbo Loans
Can you qualify for a so-called “jumbo” loan? If so, what do you need to know about the special characteristics of these modern fi
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How do Adjustable Rate Mortgages (ARMs) Work?
Most of us have no trouble understanding simple, fixed-interest loans. There’s only one interest rate to deal with, a set amount of loan principal,
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The Real Difference: ‘Pre-approved’ versus ‘Pre-qualified’
People in the market for a home often ask about the meaning of the terms “pre-approved” and “pre-qualified,” when it comes to mortgages.
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Before Buying Your Home in Encintas, Check these Eight Tips
- Real Estate Tips
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33 percent of your income, budgeting, emergency funds in Encinitas, encinitas real estate, favorable credit score, home in encinitas, Linda Moore, long-term commitment in Encinitas, money-management skills, mortgage
- March 12, 2014
When you’re getting your finances prepared to go for the biggest purchase of your life, you may ask yourself, are you ready? With prices dropping a little bit in San Diego County in February, it could be an easier time to negotiate a deal for a home in Encinitas. Finances shouldn’t be the main motive of buying right at this …
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Qualified Mortgages to Affect 2014’s Real Estate Market
The Consumer Protection ACT and Dodd-Frank Wall Street Reform were administered into a law in 2010 to avoid a return of the housing and financial crisis in 2008, the numbers from that time period wasn’t as significant since the financial system of the Great Depression. Qualified Mortgage (QM) will start this month, which are new rules initiated in the …
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The First Steps to Buying a Home
- Real Estate Tips
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adjustable-rate mortgage, ARM loan, first-time buyers, fixed-rate mortgage loans, home-buying budget, loans, mortgage, pre-approval, Pre-Approved, steps to buying a home
- November 24, 2009
Learn about the first steps you need to take to buy a home in Encinitas from Encinitas Realtor Linda Moore.
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