Things to Remember Before Moving to your New Encinitas Home

Moving into your new home in Encinitas is a cause for celebration! But don’t let your excitement make you forget some important things everyone needs to do before moving to a new area. Everyone remembers to forward their mail and bid farewell to their neighbors, but here are a few things you may have forgotten. Banking                                                    Is your current bank …

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Know Your Home Buyer Rights

When you’re buying a home, there are a few things that will act as determining factors- namely your credit history and your income. Your age, gender, and race, should not play a role. There are many laws in place to protect buyers against discrimination, but you should still be aware of your rights as a buyer, especially if you believe …

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Unanticipated Homeownership expenses when Moving from an Apartment

If you’re looking to buy your first home, there’s a good chance you’ve already done your homework. You’ve researched, read blogs, poured through available listings, and budgeted for every expense. Or have you? For people looking to buy their first home after years of renting, there are countless unanticipated expenses that might not have considered. And while they may not …

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Buying a House with a Family in mind

If you’re looking for a house in Encinitas that will be suitable for the entire family, you’ve likely got a list of priorities. Making sure the home is large enough and located in a good school district is important, but there are a few other factors you’ll want to consider. Here are a few things that should be added to …

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5 High-Risk Home Insurance Customers

Last week, I wrote about factors that could be driving up the cost of your homeowner’s insurance. Since then, I’ve heard from a number of people who have experienced similar problems. Many of them have been told, at one point or another, that they are “high-risk” customers by their insurance providers. But what makes a customer high-risk? And more importantly, …

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Making the Most out of a Small Backyard

When buying a home, you probably have a long list of dream features. Having a spacious backyard may be on that list, but what do you do if you find your dream house and it doesn’t have the yard space you want? Before moving on to the next listing, consider these tips for making the most of a small backyard. …

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What is a FICO Score?

If you’re considering applying for a loan to buy a home, you should familiarize yourself with your FICO score. Your FICO score is the credit score that shows up on your credit report that lenders will see when you apply for a home loan. This score can be critically important in determining if you qualify, and what rates you would …

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Factors that Could Raise your Home Insurance Premiums

Homeowner’s insurance is a necessity to protect yourself and your investment in the event that something goes wrong. Home insurance premiums can be extremely costly, and many people are completely unaware of the factors that could be raising their premium costs. Understanding the factors that can contribute to the price of home insurance premiums can help you keep costs down, …

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4 Tips for Buying a Fixer-Upper Home in Encinitas

Buying a fixer-upper home in Encinitas allows you the opportunity to shape and remodel the home to your tastes and preferences, and can be a rewarding and memorable process. However, there are a number of things you should watch out for before making your final offer and signing the papers for a fixer-upper home in Encinitas. As the number 1 …

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Converting Your Teen’s Bedroom into a Home Office

It can be a bittersweet moment when your teenager leaves the nest, and heads out on their own. It can also be a wonderful opportunity to convert their now spare bedroom into a home office! More and more people are choosing to work from home, and having a suitable space to work out of is the key to staying productive. …

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